About us

Efficient, clear and correct. FOKUS HAUS handles mortgage advice by email. Your details are gathered once, your recommendation arrives in writing with the costs and the reasons, and every application is checked before it is submitted.

And always a call away. When something needs a conversation, you speak to your adviser directly.

Matt Nixon · Senior adviser · Cert MII · CeRER · DipFA

Meet your
senior adviser.

Matt Nixon advises on mortgages and protection. He looks at your circumstances properly, researches the market, and sets out the recommendation in writing so you can see exactly why it fits.

Everything you need ends up in your inbox: what you can borrow, what it costs, which lender and why, and what happens next. You can read it back, check it, and forward it to your solicitor whenever you need to.

We also look beyond the application: what the payments mean for your budget, what could change and whether protection would help if illness or a loss of income affected your plans.

How it works

Clear advice.
Yours to keep.

Your options, the costs and the reasons for your recommendation, set out in writing. You have time to read, ask questions and understand the next step before deciding how to proceed.

A clear starting point

Tell us what you are planning. We will explain the next steps and the information we need — including your credit file, so the first lender we approach is the right one.

Prompt replies, useful answers

We reply within 24 hours, any day of the week. If a question needs more research, we will tell you what we are checking and when to expect an update.

Advice you can read back

We can work by email or arrange a call. Your recommendation and its costs are set out in writing, with the reasons it fits your circumstances.

The details followed through

We check the application before submission, track outstanding requests and update you at key stages. If something is held up, we explain what is outstanding and what happens next.

Ahead of your next deal

A reminder is planned before your rate ends, giving us time to review your circumstances and compare the options available then.

Why email

Everything
on record.

Working by email means every question, answer and decision is written down as it happens. There is one clear record of your case, and you can see all of it.

It is faster, too. You reply when it suits you, documents arrive once and in order, and the case moves as soon as each piece is in place.

And it makes the advice easier to check. A written recommendation shows its working — the costs, the options considered and why this lender fits — so you see the reasoning, not just the result.

Way of workingBy email, everything in writing

CallsStraight to your adviser, whenever you need one

MarketWhole of market for mortgages

ApproachPrompt replies, careful checks, written advice

QualifiedCert MII · CeRER · DipFA

Tell us what
you are planning.

A few details to get started, or a message in your own words. We will reply within 24 hours with the next step.

Start here Or send a message →

Questions about the process →Read our mortgage guides →